MSI Update: Coverage for children under 15

March 27, 2014 | Posted in General Information, Insurance | Be the first one to comment

As of April 1, 2014, the Childrens Oral Health Program (MSI) will be increasing the age of eligible coverage to under 15. This means that children will have basic dental coverage until the end of the day on their 15th birthday. 

It is important to note that this program is far from comprehensive and is designed to provide only basic coverage for dental treatment. The program will cover one examination, 2 bitewing radiographs and ONLY ONE PREVENTATIVE SERVICE per year. As usual, basic restorations (or fillings) are covered.

The problem with the program is that these coverages are generally far less than what the average individual requires to maintain their oral health; especially for teenagers! Changes in hormones and the continued eruption of the adult dentition in these years places teens at a high risk for dental problems. Crowding of teeth during eruption, poor oral hygiene techniques/ practices and diet are a few other additional risk factors. To reduce risk, most individuals will require at a minimum, TWO PREVENTATIVE SERVICES per year. 

Many parents have been falsely informed and believe that this program is comprehensive meaning that all services will be covered. The purpose of examination is to not only identify dental problems (such as tooth decay), but to establish the patient's RISK. Each treatment plan is based on the individual's needs to reduce risk. Because the program is basic, it rarely covers the pateint's needs - this means there may be treatment required that is not covered by the program. 

For more information on this program, please feel free to contact Dr. Luke Haslam and staff at Basinview Dental Centre or the Quickcard Nova Scotia Chilren's Oral Health Care Program.


 


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